Get Are You a Stock or a Bond?: Identify Your Own Human Capital PDF

By Moshe A. Milevsky Ph.D.

you need to concentrate on the price, power go back and chance of your individual human capital (your task, occupation and what you do for a residing instead of shares and bonds or different funding offerings) in addition to monetary capital and investments to devise a safe destiny. Human capital is the main necessary asset that you'll personal over your lifecycle. you must stability all monetary judgements with the features of your human capital. the major developments pointed out within the first version of the publication specifically, the decline of outlined gain (DB) pension provision, the ongoing elevate in human durability and the danger of non-public inflation, are as proper this day as they have been 5 years in the past. The monetary drawback has taught us that every one forms of capital – human, monetary or even social – are key to a safe monetary destiny. in the event that your occupation has "stock-like" progress and hazard features, Milevsky is helping you stability your "portfolio" by way of tilting investments in the direction of more secure "bonds." in the event that your task is safer yet bargains decrease monetary upside, you will discover ways to tilt your investments in the direction of shares that atone for your decrease incomes power. both approach, Milevsky exhibits you ways to combine investments, coverage, annuities, and retirement plans to generate the secure and trustworthy source of revenue you are going to need.

This Edition's updates include:

  •     New 2012 info, charts, figures, and references
  •     extra insurance of incorporating "human capital" into monetary making plans
  •     suggestion reflecting the aftermath of the monetary hindrance
  •     more uncomplicated, extra usable suggestions, and no more math!

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Are You a Stock or a Bond?: Identify Your Own Human Capital for a Secure Financial Future, Updated and Revised by Moshe A. Milevsky Ph.D.


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